Financial Planning

Follow

Guides and resources to help you create a budget, set financial goals, and develop a comprehensive financial plan for your future.

Latest Stories

Financial Planning

Loud Budgeting Takes Off on TikTok: The New Money Movement

Discover the viral financial trend, Loud Budgeting TikTok, sweeping through social media. Learn how this transparent approach to managing your money can help you achieve your financial goals and transform your spending habits. Uncover practical tips and strategies to incorporate loud budgeting into your daily life and join the movement towards greater financial control and awareness.

Savings

High-Yield Savings in 2025: How to Maximize Your Interest Income

Unlock the full potential of your savings in 2025! Discover savvy strategies to maximize your interest income with a High-Yield Savings Account. Learn how to choose the best account for your financial goals and watch your money grow faster. Start building a more robust financial future today by making informed decisions about where you save.

Financial Planning

Flip Culture: Why “Easy Profits” Often Cost You Time

Are you diving into the flip culture, hoping for quick cash? Discover why those “easy profits” might be costing you more time than you think. Learn to calculate true profitability and unmask the hidden labor and transaction costs in your reselling ventures. Make informed decisions and maximize your returns.

Financial Planning

Tipflation: The Economics of Digital Tipping Fatigue

Are you feeling the pinch of constant tip requests? Explore tipflation within the digital tipping economy and understand its impact on your wallet and psyche. This post delves into how digital tipping has evolved and offers strategies for both consumers and businesses to navigate this new economic landscape effectively. Don’t let tipping fatigue get you down!

Financial Planning

Subscription Creep: The Hidden Cost of Digital Convenience

Are countless subscriptions secretly draining your bank account? Discover what subscription creep is and how digital convenience can lead to hidden costs. Learn effective strategies for subscription management and take back control of your finances. This post will help you cultivate financial awareness for long-term savings and peace of mind.

Financial Planning

Fake Luxury: How Dupes and Thrift Culture Redefine Wealth

Explore how dupes and the thriving thrift economy are challenging traditional notions of luxury. Discover the rise of affordable alternatives and how authenticity is reshaping what it means to be wealthy in today’s world. Join us to redefine riches beyond the label.

Savings

Smash Jar Challenge: Turning Saving Into a Behavioral Habit

Discover how the Smash Jar Challenge transforms your approach to saving by making it a tangible and engaging habit. Learn the simple steps to set up your cash-based saving challenge and leverage visual and tactile cues to boost your motivation. Turn your financial goals into an exciting, achievable reality.

Financial Planning

What Did Things Cost 100 Years Ago? A 1920s vs. Today Cost of Living Comparison

Explore the cost of living 100 years ago in the 1920s compared to today. Understand historical prices and discover valuable personal finance lessons.

Investing

Excess Savings in the US & UK in 2025: What Should Savers Do?

This blog post explores the trends of excess savings in the US and UK as of 2025, offering essential strategies for savers to make the most out of their extra cash. It further delves into future projections, guiding readers on how to navigate the savings landscape effectively.

Financial Planning

Traveling for a Champions League Away Match in 2025: Full Cost Guide

Planning to travel for a Champions League away match in 2025? This comprehensive cost guide covers everything from tickets and travel to accommodation and dining, helping fans budget effectively for an unforgettable experience.

Financial Planning

How Much Does It Cost to Be an NFL Fan in 2025?

This post explores the various costs associated with being an NFL fan in 2025, including ticket prices, streaming services, merchandise, and travel expenses. Discover how these expenses are shaping the fan experience and what to budget for as an avid supporter of the league.

Savings

UK Energy Bills in Q4: Price Cap Is Up—Here’s How to Cut Your Winter Cost

This blog discusses the recent UK energy price cap 2025 increase, providing essential insights on choosing between fixed and variable tariffs. Additionally, it features a 10-step savings checklist to help consumers cut their energy bills during winter. By understanding these factors, readers can make informed decisions to manage their energy expenses effectively.

Financial Planning

Tariff-Driven Inflation Watch: Build Your Household Buffer Before Prices Bite

This blog post explores the implications of tariff inflation 2025 for household budgets. It provides essential tips for creating a budget that can withstand potential price shocks and outlines strategies to prepare for future price increases, ensuring financial resilience in challenging economic conditions.

Financial Planning

Mobile Banking on the Rise: How Smartphones Can Help Expand Financial Access

As you navigate through the rapidly evolving landscape of finance, you’ll discover that mobile banking is … Read more

Financial Planning

Navigating the Cost-of-Living Crunch: 5 Practical Money Moves

Discover effective solutions amidst the Global Cost of Living Crisis. This post highlights practical budgeting techniques, smart shopping strategies, and tips for investing in your financial future. Equip yourself with vital money moves to not only survive but thrive during these challenging times.

Login

To enjoy Personal Finance Time privileges, log in or create an account now, and it's completely free!