Last Updated: August 11, 2025
Personal Finance Time (“we,” “our,” “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website https://personalfinancetime.com.
1. Information We Collect
We may collect the following types of information:
- Personal Data – Name, email address, or other details you provide when you contact us or subscribe.
- Automatically Collected Data – IP address, browser type, device information, and usage data through cookies and similar technologies.
- Tracking Data – Information from analytics tools (e.g., Google Analytics) and advertising services (e.g., Google AdSense).
2. How We Use Your Information
We use the collected data to:
- Operate, maintain, and improve our website.
- Personalize your experience and deliver relevant content and ads.
- Respond to your inquiries.
- Comply with legal and regulatory requirements.
3. Legal Basis for Processing (GDPR)
We process your personal data based on:
- Consent – When you agree to cookies or subscribe to our services.
- Contract – To provide requested services.
- Legal Obligation – When required to comply with applicable laws.
- Legitimate Interest – To improve website performance and protect against misuse.
4. Data Retention
We retain your data only for as long as necessary to fulfill the purposes outlined in this policy or as required by law.
5. Your Rights
You have the right to:
You have the right to:
- Access, update, or delete your personal data.
- Withdraw consent at any time.
- Request data portability.
- Object to processing for certain purposes.
- For California residents – Opt out of the “sale” or “sharing” of personal data under the CCPA/CPRA.
To exercise these rights, contact us at [email protected]
6. Children’s Privacy
Our content is not directed to children under 13 (or the age of digital consent in your jurisdiction), and we do not knowingly collect personal data from them.
7. International Data Transfers
Your information may be transferred to and processed in countries outside your place of residence, including the United States.
8. Advertising & Cookies
We use Google AdSense to serve ads based on your interests.
- You can opt out of personalized ads via Google Ads Settings.
- For more details on our cookie use, see our Cookie Policy.
9. Google reCAPTCHA
We use Google reCAPTCHA to protect our website from spam and abuse. reCAPTCHA works by collecting hardware and software information, such as device and application data, and sending it to Google for analysis. The use of reCAPTCHA is subject to the Google Privacy Policy and Terms of Service. By using our forms, you agree to the processing of data about you by Google in the manner and for the purposes set out above.
10. Changes to This Policy
We may update this Privacy Policy periodically. We will indicate the date of the latest revision at the top of this page.
11. Contact Us
If you have any questions or privacy-related requests, email us at [email protected]
Disclaimer
The information provided on Personal Finance Time is for informational purposes only and does not constitute financial, legal, or tax advice. Please consult a qualified professional for advice tailored to your individual needs.