Who We Are

Empowering Your Financial Future with Insight and Integrity

Personal Finance Time is a division of Advendy LLC, delivering clear, actionable, and up-to-date insights in personal finance.


Welcome to Personal Finance Time, your trusted source for practical and transparent personal finance education. We’re here to guide individuals through every stage of their financial journey—whether you’re saving for your first home, managing student loans, investing for the future, or planning for retirement.

Our Mission

We aim to demystify personal finance by providing accessible, accurate, and actionable information. In a world full of complex financial jargon and inconsistent advice, our goal is simple: help you make smart, confident decisions with your money.

Our Expertise

Founded by Idil Kuyucu, a financial operations strategist with extensive experience in:

  • Financial infrastructure and algorithmic trading.
  • ESG integration and sustainable transformation projects.
  • Digital financial inclusion initiatives.
  • Serving corporate clients across Europe, MENA, and the U.S.

Editorial Policy

We are committed to producing fact-checked, unbiased, and reader-focused content.

If you notice an error, please contact us at [email protected] so we can address it promptly.

We source information from reputable institutions such as the IRS, CFPB, Federal Reserve, and other recognized financial authorities.

Articles are periodically reviewed for accuracy, with a “Last Updated” date displayed at the top of each piece.

Our Commitment to Readers

  • Provide balanced, well-researched information.
  • Clearly distinguish editorial content from advertising or affiliate promotions.
  • Disclose any potential conflicts of interest.

Disclaimer

While we strive for accuracy, the information provided on this site is for informational purposes only and should not be considered professional financial advice. Please consult a qualified professional before making financial decisions..

Thank you for trusting us. Let’s make your money work smarter—together.

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